1. Disclaimer

We make no representations or warranties, whether express or implied, and assume no liability or responsibility for the proper performance of this website and/or the accuracy of the data contained on the website, and your use of the website and the data is thus at your own risk. In particular we make no warranty that the website or the data will meet your requirements, be uninterrupted, complete, timely, secure or error free.

We therefore cannot be held liable for any representations which may be inferred from any of the information contained on this website and do not warrant the correctness of the information reflected on the website

We cannot be regarded as offering financial advice and nothing on this website can be relied upon in connection with any investment decision. It is expressly recorded that the ideas, opinions and information provided on our site and in our marketing and educational materials are provided for information purposes only and reflect our views as gained by our experiences in our various fields and disciplines. We do not purport to offer any legal professional service and we strongly recommend that our clients consult with relevant professionals should any legal or other professional advice or assistance be needed.

We may provide links or references to other sites and / or organizations on our sites and / or in our marketing and / or educational materials. We do not however, accept any responsibility or liability for any content published, views expressed, products or services offered or actions taken by such sites and / or organizations and any dealings with such referred to sites and / or organizations shall only be governed by the applicable agreements as entered into between yourself and such organizations.

While we take reasonable care not to transmit or propagate any of the following or similar material, we accept no responsibility or liability for any damage to your computer or equipment or documentation or material caused by any viruses, Trojan horses, worms, time bombs, cancel bots or other harmful programmes that may infect them as a result of your browsing and / or using our website and / or services and / or products and / or your downloading of any text, graphics, audio files, video, data files or any other communications (including e-mails) in any form whatsoever that we may send to you.

2. INDEMNITY

You indemnify and hold us harmless against all and any loss, liability, costs, demands and damages of all and every kind, (including direct, indirect, special or consequential damages), and whether in an action based on contract, negligence or any other action, arising out of or in connection with the failure or delay in the performance of the website, or the use of the data available on this website, whether due to our negligence or not.

In so doing you acknowledge that you are solely responsible for the use to which you put this web site and all the results and information you obtain from it and that all warranties, conditions, undertakings, representations and terms whether expressed or implied, statutory or otherwise are hereby excluded to the fullest extent permitted by law.

3. INVALIDITY

If any part of our terms and conditions is unenforceable (including any provision in which we exclude our liability to you) the enforceability of any other part of these conditions will not be affected.